One of the biggest problems you may face when you lose your job is surviving financially. Unemployment benefits will help you with this.
Difficulty Level: average Time Required: 1 hour
Here's How:
- Unemployment insurance is administered by individual states. Your local Unemployment Insurance Claims Office or Employment Service Office can inform you of the requirements specific to your state.
- Gather information about your past employers, i.e. dates of employment, addresses. You will need complete information to file your claim.
- File A.S.A.P. From the U.S. Department of Labor, "It generally takes 2-3 weeks after the first compensable week to receive a benefit check, and no benefits can be paid to you for any week before you actually file your claim."
- Register with the Employment Service. They provide many free services, i.e. referrals to local job listings, training, and counseling.
- To maintain your benefits you must actively look for a job and not turn down any suitable offers.
- You must report to your local Unemployment Insurance Claims Office or Employment Service Office on the day and at the time you are scheduled to do so.
- The weekly benefit amount is generally about 50 percent of the amount earned while employed. Each state has a maximum benefit amount. Benefits can be paid for up to a maximum of 26 weeks in most states.
- Additional weeks of benefits are available during periods of high unemployment.
- You should contact your local office for more information. Look in the state government pages of your phone book.
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